Hayden Wealth Management, mutual funds, investment
Welcome. I am Vern Hayden, President and Founder of Hayden Wealth Management.  We provide integrated financial planning and investment management based on objective advice, superior service and experienced judgment.  Ours is a simple motto:
 
"Money is never our client.  Real people are."  
  
We value objectivity and independence.You've probably already discovered that there are two kinds of financial planning and advisory firms. The first kind are product driven planning firms, which includes many banks, insurance companies, and Wall Street firms. They employ an array of people who do planning to sell you a specific product (in many cases proprietary product). The second type of firm? Client-driven firms like Hayden Wealth Management. As fiduciaries, we charge fees to do financial planning and portfolio management.
 
A Trusted Partner in Helping You Achieve Your Financial Dreams
 
Vern Hayden has written books, articles, and columns for TheStreet.com and has appeared on Consuelo Mack WealthTrack, CNN and CNBC.  He is joined by a team of experienced professional who have this passion: to help you have continual financial peace and freedom.
 
Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

New Rules Are in the Cards

In 2010, the federal government issued a dizzying array of rules and reforms affecting consumer credit cards, debit cards, and gift cards. This article explains some of the important developments resulting from enactment of the Credit Card Accountability, Responsibility and Disclosure Act of 2009.

Never Retire? Don't Count on It

In a recent survey, just 40% of wealthy individuals indicated they are totally confident they will have enough money for retirement. The other 60% said they will shun traditional retirement and work as long as possible. However, it could be dangerous to believe that a retirement income shortfall can be overcome by working past the traditional retirement age.

Exchange-Traded Funds: In a Class by Themselves

In 2010, the combined assets of the nation's ETFs topped more than $800 billion. ETFs are unique investments that share some similarities with mutual funds but trade like stocks. ETFs have some appealing characteristics, including trading flexibility, potentially lower expense ratios, tax efficiency, and diversification.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

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