Hayden Wealth Management, mutual funds, investment
Welcome. I am Vern Hayden, President and Founder of Hayden Wealth Management.  We provide integrated financial planning and investment management based on objective advice, superior service and experienced judgment.  Ours is a simple motto:
 
"Money is never our client.  Real people are."  
  
We value objectivity and independence.You've probably already discovered that there are two kinds of financial planning and advisory firms. The first kind are product driven planning firms, which includes many banks, insurance companies, and Wall Street firms. They employ an array of people who do planning to sell you a specific product (in many cases proprietary product). The second type of firm? Client-driven firms like Hayden Wealth Management. As fiduciaries, we charge fees to do financial planning and portfolio management.
 
A Trusted Partner in Helping You Achieve Your Financial Dreams
 
Vern Hayden has written books, articles, and columns for TheStreet.com and has appeared on Consuelo Mack WealthTrack, CNN and CNBC.  He is joined by a team of experienced professional who have this passion: to help you have continual financial peace and freedom.
 
Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

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Newsletters

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Are Consumers Holding the Keys to a Better Economy?

Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

What Do Price/Earnings Ratios Really Have to Offer?

It's not hard to find the price/earnings ratios of publicly traded companies or even the market as a whole reported in the news. Unfortunately, it may be difficult to understand what the numbers mean without the ability to make meaningful comparisons.

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